Is this loan calculator free to use?

Yes, this loan calculator is 100% free to use. You can calculate unlimited loan payments without registration.

Does this calculator work for car, personal and mortgage loans?

Yes, the calculator works for personal loans, car loans, mortgage loans and student loans in the United States.

How accurate is this loan calculator?

This calculator uses the standard fixed-rate loan formula used by US lenders. Results are highly accurate, but final payments may vary slightly depending on lender fees and terms.

Free Loan Calculator USA – With Amortization Schedule & CSV Download

Q: Can I download the amortization schedule?

Yes, after calculating your loan, you can download the full amortization schedule in CSV format.

A simple loan calculator, no signup needed. Instantly calculate monthly payments, total interest and a full amortization schedule for personal, car, mortgage and student loans in the United States — then download your results as a CSV file.

Loan Payment Calculator

Loan Type Loan Amount ($) Interest Rate (%) Loan Term

Payment Frequency

Loan Results

0% Interest

Principal Interest

Monthly Payment —

Total Interest —

Total Payment —

Total Payments —

Amortization Schedule

Period	Payment	Principal	Interest	Balance

Best Loan Calculator for the USA

Our free loan calculator helps you estimate monthly loan payments in the United States. Whether you're planning to take a personal loan, finance a car, buy a home, or apply for a student loan, this calculator gives you accurate results instantly.

Simply enter your loan amount, interest rate and loan term to see your monthly payment, total interest paid and full amortization schedule. This tool uses the standard fixed‑rate loan formula used by US lenders.

Choose a Loan Type

Frequently Asked Questions

Is this loan calculator free?

Yes, this loan calculator is completely free to use for unlimited calculations.

Does it work for all US loan types?

Yes, it works for personal, car, mortgage and student loans in the United States.

How accurate are the results?

The calculator uses standard US loan formulas and provides highly accurate estimates.

Can I download the amortization schedule?

Yes, you can download the full repayment schedule after calculating your loan.